Budgeting isn't to be feared
When you talk about being frugal, keeping to a budget and closely observing your expenses, the instant reaction is usually to cringe and then forget about it.
I know that’s how I was when I first started budgeting. I imagined a life with no joy, relegated to eating 3.45454 servings of freeze-dried pinto beans each day, having exactly 1.33333 alcoholic beverages each week while only being able to drive 66.6666 miles every two weeks.
Well, this hasn’t been my experience in the slightest. You see, I never budgeted until late in University. Then, as my career at Iowa State was coming to a close, I knew that not only did I need to save additional funds for my international tour, but I needed a more exact idea of how much I needed to save.
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