If you or a loved one is currently seeking, or anticipates needing, either skilled nursing care, physical/occupational/speech therapy, or long term care, it’s important to understand your insurance options and the corresponding requirements. Extra diligence up front will go a long way in making the application process easier to understand and navigate.
“The best thing people can do at the beginning of the process is visit their local DHS (Department of Human Services) office for information and assistance,” said Katie Kuhn, Community Liaison Director for Newton Health Care Center in Newton, Iowa. “There are a number of financial requirements that must be met to receive Medicaid, and there are various insurance options for Medicare, including Parts A through D. It’s a lot of information, and it’s easy to get overwhelmed.” Visit www.medicare.gov and www.medicaid.gov to learn more.
Another tip is to make sure your financial documentation is organized, so it’s easy to find the required paperwork. Finding the necessary income and asset documentation quickly will shorten the application process and allow for additional time to address any unanticipated issues.
“The other advice we offer people is to be very transparent with their information,” added Kuhn. “It’s important to be truthful, and to disclose all the relevant income and assets that an applicant has. When we have all the correct information, it’s much easier for us to advise someone on how to plan, apply for, and manage their Medicare and Medicaid insurance benefits.”
Kuhn also stated that if anyone has questions about Medicare or Medicaid, they can call Newton Health Care Center for help. “Even if someone isn’t in need of our facility or unsure where to begin, they can call us for advice. We’ll help if we can. Once someone is in our facility our Business Office Manager acts as a liaison between the DHS and families for our residents to make sure the application process runs smoothly.” For more information about Medicare or Medicaid, please contact your local DHS office for help or visit the websites. For information on our facility, please contact:
Newton Health Care Center
200 S. 8th Ave. East
Newton, IA 50208