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Business/Careers

Here are several savings account options to fit your needs

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Although your checking account may handle your everyday expenses, there are several good reasons to have extra money in a savings account.

Funds in your savings account are readily accessible, and the Federal Deposit Insurance Corporation (FDIC) insures up to a maximum $250,000 for aggregated accounts.

Savings accounts are good for emergencies, unexpected expenses and big purchases.

FNNB Bank offers several savings account options to fit your needs. The Hometown Savings account is a personal savings account that offers interest paid quarterly and has no age restriction.

This type of savings account requires a minimum $50 deposit to open, but has no minimum balance for minors. It also includes a free ATM card, free online banking and no surcharges on FNNB ATM transactions.

The Piggy Bank Savings account also offers interest paid quarterly and has no minimum balance to open the account. This type of account is for individuals 12 years of age or younger, and has no quarterly service charge.

Need a convenient way to build up a holiday shopping fund? Consider the Christmas Club Account.

This account earns interest to be compounded annually, and checks are distributed after Oct. 31. Accounts can be opened with a minimum of $2, and deposits can be made at any time in any amount. You can also have your FNNB checking account automatically debited at a time specified by you.

The Vacation Club Account is an easy way to save for that special trip. Interest is compounded annually, and accounts can be opened with a minimum of $2. Deposits can be made at any time in any amount, or also automatically debited from your FNNB checking account.

Savings accounts pay interest on your deposits, so they help your money grow. Automatic transfers are an effective way to save money over time. Talk to an experienced banker at FNNB Bank for more information.

FNNB Bank, 100 N. 2nd Ave. W., Newton, IA 50208, 641-792-3010 www.fnnbbank.com