When it comes to planning a vacation, money management and proper planning are key. Whether you fly or drive, there are many ways to save money when you plan your own trip.

For trips involving flying, timing is important. There are many offers through credit card companies that allow cardholders on a limited budget to experience a great vacation.

American Express has a partnership with Delta Airlines and their frequent flyer miles. For every dollar a card holder spends they earn one mile. There are deals where cardholders can get double points through certain stores, and can even buy points at certain times of the year.